Terms & Conditions
Effective Date: June 24, 2026
Last Updated: June 24, 2026
Welcome to Coverage Catalysts. These Terms and Conditions govern your access to and use of the website located at https://coveragecatalysts.com, including its pages, articles, calculators, forms, tools, graphics, downloads, and other content.
Coverage Catalysts is a fictitious name and DBA of Write Size, Inc., a Florida corporation and licensed insurance agency. References in these Terms to “Coverage Catalysts,” “Write Size, Inc.,” “we,” “us,” and “our” refer to Write Size, Inc. doing business as Coverage Catalysts.
By accessing or using this website, you agree to these Terms and Conditions and our Privacy Policy. If you do not agree, please discontinue use of the website.
1. Purpose of the Website
Coverage Catalysts provides general insurance information, educational resources, calculators, tools, and opportunities to request assistance from a licensed insurance professional.
Coverage Catalysts is an insurance agency and is not an insurance company. Insurance policies are issued, underwritten, administered, and guaranteed by the applicable issuing insurance company, subject to that company’s terms, conditions, exclusions, limitations, financial strength, and claims-paying ability.
Nothing on this website constitutes an insurance policy, binder, certificate of insurance, guarantee of coverage, or promise that insurance will be issued.
2. General Educational Information
The information presented on this website is provided for general educational and informational purposes. Website content should not be interpreted as individualized insurance, legal, tax, accounting, investment, medical, or financial advice.
The general information appearing on the website does not replace an individualized discussion with an appropriately licensed professional who can consider your circumstances, needs, objectives, and available insurance options.
Although we make reasonable efforts to provide useful and accurate information, insurance laws, product features, underwriting guidelines, rates, benefits, eligibility requirements, and market conditions may change. Information may also vary by state, insurer, product, applicant, and effective date.
You should not make an insurance, legal, tax, investment, or financial decision solely in reliance on general website content.
3. No Insurance Coverage Is Created
Accessing this website, submitting a form, requesting information, using a calculator, receiving an estimate, exchanging messages, scheduling an appointment, or speaking with a representative does not bind, activate, modify, renew, replace, or extend insurance coverage.
Insurance coverage becomes effective only when confirmed in accordance with the requirements of the issuing insurance company. Those requirements may include, but are not limited to:
Completion and submission of an application;
Receipt of any required signatures and disclosures;
Underwriting review and approval;
Verification of eligibility;
Payment of any required premium;
Completion of required examinations, interviews, or documentation; and
Issuance or confirmation of coverage by the insurance company.
Do not cancel, replace, allow to lapse, or otherwise alter existing insurance coverage based solely on information presented on this website or an unconfirmed insurance request.
Coverage Catalysts cannot guarantee that an application will be approved or that any particular premium, benefit, rate, product, carrier, policy form, or coverage option will be available.
4. Product Availability and Licensing
Insurance products, benefits, features, rates, underwriting requirements, and eligibility standards vary by insurance company and jurisdiction.
Insurance services are offered only in states where Write Size, Inc. and the individual insurance professional involved are properly licensed or otherwise authorized to conduct the applicable insurance activity.
The appearance of insurance information on this website does not constitute an offer to sell or solicitation to purchase insurance in a jurisdiction where such an offer or solicitation would be unlawful.
Not all products, insurers, policy forms, or coverage options discussed on this website are available in every state or through Coverage Catalysts.
5. Calculators, Estimates, and Interactive Tools
Calculators, questionnaires, screeners, worksheets, and other interactive tools on this website provide general estimates based on the information entered by the user and the assumptions described in the applicable tool.
Results produced by these tools:
Are estimates only;
Are not insurance quotes;
Are not financial plans;
Are not individualized coverage recommendations;
Do not determine actual insurance needs;
Do not establish eligibility;
Do not reflect every relevant financial or personal consideration; and
Do not guarantee a premium, benefit amount, underwriting decision, or policy approval.
You are responsible for reviewing your circumstances and discussing your insurance needs with an appropriately licensed professional before making a decision.
6. Insurance Quotes and Applications
Any quote, premium estimate, comparison, or illustration presented or discussed is subject to verification and may change based on underwriting, eligibility, rating factors, insurer requirements, policy selection, personal information, and other applicable considerations.
Final policy terms are controlled exclusively by the insurance contract and related documents issued by the insurance company. If information on this website conflicts with an issued insurance policy, the terms of the insurance policy control.
Coverage Catalysts does not make the final underwriting or claims decision for an insurance company unless expressly authorized to perform a particular administrative function.
7. No Government Affiliation or Endorsement
Coverage Catalysts and Write Size, Inc. are not affiliated with, operated by, or endorsed by the United States government, the State of Florida, the Health Insurance Marketplace, Medicare, Medicaid, or any other governmental agency.
References or links to governmental agencies, public programs, insurance companies, industry organizations, or other third parties are provided for informational purposes and do not imply sponsorship, endorsement, approval, or affiliation unless expressly stated.
No governmental agency guarantees insurance products offered through Coverage Catalysts.
8. Contact Requests and Communications
When you submit a contact form or otherwise request information, you authorize Coverage Catalysts, Write Size, Inc., and an appropriately licensed insurance professional to contact you by telephone, email, or text message at the contact information you provide for the purpose of responding to and following up on your request.
Message and data rates may apply. This permission is not a condition of purchasing insurance. It does not constitute consent to receive unrelated recurring marketing communications unless you separately provide such consent.
You may ask us to discontinue text messages or other communications at any time, subject to communications that may be legally required or necessary to service an existing transaction or relationship.
You represent that the contact information you provide belongs to you or that you are authorized to provide it and receive communications at that telephone number or email address.
9. Accuracy of Information Provided by Users
You agree to provide information that is accurate, current, complete, and not misleading.
Insurance eligibility, quotes, underwriting decisions, policy issuance, and benefits may be affected by inaccurate or incomplete information. You are responsible for carefully reviewing applications, forms, illustrations, policy documents, and other materials before signing or submitting them.
You may not impersonate another person, submit an inquiry without proper authorization, or knowingly provide false or fraudulent information.
10. Cookies and Website Technologies
This website may use cookies and similar technologies to support essential website functions, maintain security, remember preferences, understand website performance, and improve the user experience.
Some cookies are necessary for the website to function and may operate automatically. Optional cookies or third-party technologies may be used only as described in our Privacy Policy and, where applicable, according to the choices provided through our cookie controls.
Third-party services embedded in or connected to the website may place their own cookies or collect information according to their respective terms and privacy policies.
Please review our Privacy Policy for additional information about our collection, use, and protection of information.
11. Ownership and Intellectual Property Rights
Unless otherwise stated, all content appearing on this website is owned by, licensed to, or lawfully used by Write Size, Inc. doing business as Coverage Catalysts.
Protected content may include, without limitation:
Articles and educational materials;
Written explanations and original wording;
Insurance guides and resource pages;
Calculators, calculation methods, and tool presentation;
Questionnaires, screeners, and worksheets;
Page layouts and content organization;
Tables, charts, graphics, and infographics;
Photographs, images, videos, and illustrations;
Logos, trademarks, service marks, trade names, and branding;
Website design elements;
Downloadable materials;
Computer code and interactive features; and
Compilations, selections, and arrangements of website content.
All applicable copyrights, trademarks, and other intellectual property rights are reserved.
Copyright © 2026 Write Size, Inc. d/b/a Coverage Catalysts. All rights reserved.
12. Limited Personal-Use Permission
Subject to these Terms, you may access and view the website for your own lawful, personal, and noncommercial use.
You may print or save a reasonable portion of an article or resource for your personal reference, provided that you:
Do not modify the content;
Do not remove copyright, trademark, source, or attribution notices;
Do not distribute it to others for commercial purposes;
Do not represent the content as your own; and
Do not use it to compete with Coverage Catalysts or provide a commercial product or service.
This limited permission does not transfer ownership or grant a commercial license.
13. Prohibited Copying and Commercial Use
Without our prior written permission, you may not copy, reproduce, republish, upload, post, transmit, distribute, display, sell, license, sublicense, rent, modify, translate, adapt, create derivative works from, or otherwise exploit website content for any commercial, competitive, revenue-generating, or for-profit purpose.
Prohibited activities include, without limitation:
Copying articles or educational content onto another insurance, financial-services, lead-generation, or commercial website;
Replicating the structure, wording, presentation, or functionality of our calculators, screeners, questionnaires, or tools;
Rebranding, white-labeling, reselling, licensing, or distributing our content;
Incorporating our content into a paid product, membership, course, presentation, sales system, marketing campaign, or commercial publication;
Using our content to generate insurance leads or promote another insurance agency, producer, consultant, carrier, or financial-services business;
Removing or concealing copyright, trademark, attribution, or ownership notices;
Framing, mirroring, or displaying substantial portions of the website through another website, application, or service;
Systematically downloading, harvesting, indexing, extracting, or compiling website content;
Using automated tools, bots, crawlers, scrapers, browser automation, or similar technologies to collect website content beyond ordinary search-engine indexing;
Using website content to create, train, fine-tune, test, benchmark, validate, enhance, or supply data to an artificial-intelligence, machine-learning, large-language-model, or automated content-generation system;
Using website content to create substantially similar or competing content for commercial purposes; and
Assisting or enabling another person or business to perform any prohibited activity.
A link to this website, a citation to Coverage Catalysts, or attribution of the source does not by itself authorize copying, republication, commercial use, or creation of derivative content.
Nothing in these Terms is intended to prohibit a use that cannot lawfully be restricted, including a use independently determined to be protected under applicable law. All other uses require advance written permission from Write Size, Inc.
14. Trademarks and Branding
Coverage Catalysts, the Coverage Catalysts name and logo, and associated designs, slogans, trade dress, and branding are trademarks, service marks, trade names, or other proprietary identifiers of Write Size, Inc., except where otherwise indicated.
You may not use our name, logo, artwork, branding, or other identifiers in a manner that:
Suggests sponsorship, affiliation, approval, or endorsement;
Causes confusion about the source of goods, services, or information;
Promotes a competing or commercial service;
Misrepresents a relationship with Coverage Catalysts or Write Size, Inc.; or
Damages or diminishes our reputation or intellectual property rights.
No right to use our logo or other artwork is granted without a separate written trademark license or written permission.
15. Requests to Use Our Content
Requests for permission to reproduce, license, distribute, or commercially use website content must be submitted to:
Write Size, Inc. d/b/a Coverage Catalysts
Email: compliance@coveragecatalysts.com
Permission is not granted unless it is provided in writing by an authorized representative of Write Size, Inc. We may approve, deny, condition, or charge a licensing fee for a requested use at our discretion.
16. Prohibited Website Conduct
You agree not to:
Use the website for an unlawful, fraudulent, deceptive, or abusive purpose;
Attempt to gain unauthorized access to the website, hosting account, databases, systems, or user information;
Probe, scan, or test website vulnerabilities without written authorization;
Introduce malware, malicious code, harmful files, or disruptive technology;
Interfere with the website’s operation, security, availability, or performance;
Circumvent access restrictions, security controls, or technological protections;
Submit false, fraudulent, harassing, threatening, obscene, or unlawful information;
Impersonate another person or misrepresent your identity or authority;
Use automated methods to submit forms or generate excessive traffic;
Collect personal information about other website users;
Use the website to advertise, solicit, or promote an unrelated business;
Infringe the intellectual property, privacy, publicity, or other rights of another person; or
Encourage, assist, or enable another person to engage in prohibited conduct.
We may restrict or terminate access to the website when we reasonably believe these Terms have been violated or when action is necessary to protect the website, our business, our users, or third parties.
17. Third-Party Websites, Content, and Services
This website may contain links to or integrations with insurance companies, government resources, scheduling services, form providers, social-media platforms, educational sources, and other third-party websites or services.
These links are provided for convenience and informational purposes. We do not control third-party websites and are not responsible for their:
Content or accuracy;
Availability or performance;
Security practices;
Privacy practices;
Products or services;
Terms and conditions; or
Acts or omissions.
A link does not necessarily constitute our sponsorship, endorsement, approval, or recommendation of the third party.
Your use of a third-party website or service is governed by that third party’s own terms and policies. You access third-party resources at your own discretion and risk.
18. Hyperlinks to Coverage Catalysts
You may create a standard text link to our homepage or publicly available educational content, provided that the link:
Is lawful and not deceptive;
Accurately identifies Coverage Catalysts;
Does not imply sponsorship, partnership, endorsement, or approval;
Does not present our content as belonging to another person or organization;
Does not appear in connection with unlawful, defamatory, obscene, misleading, or infringing content; and
Does not use our logo, artwork, or branding without written permission.
You may not frame, mirror, embed, or reproduce substantial website content through another website or service without written authorization.
We reserve the right to request removal of a link that violates these Terms, misrepresents our business, creates confusion, or may harm Coverage Catalysts or Write Size, Inc. You agree to remove such a link promptly after receiving a valid request.
19. Reporting Links or Intellectual Property Concerns
If you believe content on this website infringes your rights, or you find a website link that appears broken, inappropriate, unsafe, or unlawful, please contact us at compliance@coveragecatalysts.com.
Please provide sufficient information for us to identify and evaluate the material. We may investigate and take action at our discretion, but submission of a request does not guarantee removal or a particular response.
20. Website Availability and Changes
We may modify, update, suspend, restrict, discontinue, or remove any portion of the website at any time without prior notice.
We do not guarantee that:
The website will always be available;
Access will be uninterrupted or error-free;
Every defect or technical issue will be corrected;
Website content will always be current;
Every feature will work on every device or browser; or
The website will be free from all harmful or unauthorized activity.
Temporary outages, maintenance, software errors, third-party failures, security incidents, internet disruptions, and circumstances outside our reasonable control may affect website operation.
We are not obligated to preserve, maintain, or continue publishing any particular article, tool, feature, or resource.
21. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the website and its content, tools, and services are provided on an “as is” and “as available” basis.
We disclaim all warranties and representations, whether express, implied, statutory, or otherwise, concerning the website, including implied warranties of merchantability, fitness for a particular purpose, title, noninfringement, accuracy, reliability, and availability.
We do not warrant that:
Website information is complete, current, or suitable for every person;
Calculator or tool results will meet your needs;
Use of the website will produce a particular insurance or financial outcome;
An insurer will approve an application;
A quoted or estimated rate will be available;
Website access will be uninterrupted or secure; or
All errors or harmful components will be prevented or corrected.
Nothing in this section disclaims an express obligation contained in an insurance policy issued by an insurance company.
22. Limitation of Liability
To the fullest extent permitted by applicable law, Write Size, Inc., Coverage Catalysts, and their owners, officers, employees, contractors, agents, representatives, licensors, and service providers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to:
Access to or use of the website;
Inability to access or use the website;
Reliance on general website information;
Errors or omissions in website content;
Calculator, questionnaire, or screener results;
Third-party websites or services;
Unauthorized access outside our reasonable control;
Website interruptions or technical failures; or
Decisions made without reviewing the applicable insurance contract or consulting an appropriately licensed professional.
This limitation applies regardless of whether a claim is based on contract, tort, negligence, strict liability, statute, or another legal theory, and regardless of whether we were advised that damages were possible.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited. Nothing in these Terms limits liability for fraud, fraudulent misrepresentation, intentional misconduct, or personal injury to the extent such liability cannot be restricted under applicable law.
23. Indemnification
To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Write Size, Inc., Coverage Catalysts, and their owners, officers, employees, contractors, agents, representatives, licensors, and service providers from claims, liabilities, damages, judgments, losses, costs, and reasonable expenses arising from:
Your unlawful or unauthorized use of the website;
Your violation of these Terms;
Information or material you submit;
Your infringement of another person’s rights;
Your misuse or commercial reproduction of website content; or
Fraudulent, abusive, or malicious conduct involving the website.
This section does not require you to indemnify a protected party for conduct for which indemnification cannot legally be required.
24. Enforcement of Intellectual Property Rights
Unauthorized use of website content may violate these Terms and applicable copyright, trademark, unfair-competition, computer-access, or other laws.
We reserve the right to use available legal and equitable remedies to address unauthorized copying, scraping, distribution, commercial exploitation, brand misuse, or interference with the website. Remedies may include demands to stop the activity, content-removal requests, platform complaints, recovery of damages where available, and requests for injunctive relief.
Our decision not to enforce a provision on one occasion does not waive our right to enforce it later.
25. Privacy
Our collection and handling of personal information are described in our Privacy Policy, which is incorporated into these Terms by reference.
By using the website or submitting information, you acknowledge that you have had an opportunity to review the Privacy Policy.
26. Changes to These Terms
We may revise these Terms periodically to reflect changes in our website, services, business practices, or legal obligations.
Updated Terms will be posted on this page with a revised “Last Updated” date. Changes apply prospectively from the date they are posted unless another effective date is stated.
Your continued use of the website after revised Terms are posted constitutes acceptance of the revised Terms.
27. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
Any legal proceeding concerning these Terms or the website must be brought in a court of competent jurisdiction in Florida, except where applicable law requires otherwise.
28. Severability
If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent permitted or severed as necessary. The remaining provisions will remain in full force and effect.
29. No Waiver
Failure to enforce any provision of these Terms does not constitute a waiver of that provision or our right to enforce it in the future.
30. Entire Agreement
These Terms, together with the Privacy Policy and any additional written terms presented in connection with a particular service, constitute the agreement between you and Write Size, Inc. concerning your use of this website.
These Terms do not alter or replace the terms of an insurance policy, insurance application, carrier disclosure, or other contract issued or approved by an insurance company.
31. Contact Information
Questions about these Terms may be directed to:
Write Size, Inc.
Doing Business As: Coverage Catalysts
Website: https://coveragecatalysts.com
Email: compliance@coveragecatalysts.com